Pricing
One fee, agreed before we begin.
The fee does not change with the size of your portfolio, and I receive nothing from any product you hold or buy.
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Starter plan
One person, a couple of goals, a portfolio to get right.
₹20,000
one-time
- Financial plan
- Insurance review
- Up to 2 goals
- Single person portfolio
- End of term review at 6 months
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Household plan
Both partners, more goals, or cross-border complexity.
₹30,000
one-time
- Everything in the Starter plan
- Up to 5–6 goals
- Complete household planning for both partners
- End of term review at 6 months
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Ongoing retainer
You want the plan maintained, not filed away.
50%
of your plan fee — ₹10,000 or ₹15,000 for 12 months
- Continues after the first plan
- 2 portfolio reviews
- Rebalancing guidance
- Access when a decision comes up
Fees are exclusive of applicable taxes and are charged only through the banking channel. The retainer is optional and begins after the plan term.
Fee estimator
Four questions, an honest starting point.
This is an estimate, not a quote. The number is confirmed in writing before any work begins.
Questions people ask about the fee
Do you earn anything from the products I buy?
No. As a SEBI Registered Investment Adviser I am prohibited from receiving commissions, and I do not. Your fee is my only revenue.
Does the fee change with my portfolio size?
No. The fee is fixed and agreed in writing before the work starts, whether you hold ₹10 lakh or ₹10 crore.
Do you manage my money for me?
No. You hold and execute everything in your own accounts. I advise; you stay in control.
What if I only want one thing looked at?
That is fine. A portfolio review or an insurance review can be taken on its own.
Can you work with NRIs?
Yes. Cross-border tax and repatriation rules add complexity, which is reflected in the engagement we agree on.
What happens after the plan is delivered?
You can implement it yourself and stop there, or move to the annual retainer for reviews and ongoing decisions.