Everyone's got an opinion on your money. Almost no one's unbiased.

Why a fixed fee model?

Here's what that conflict actually costs.

Commissions are everywhere in the financial industry — insurance agents, mutual fund distributors and bank RMs all get a 1-3% cut from your investments. It does not sound like much. Over 25 years, it can cost you tens of lakhs of rupees. Move the slider to find out how much the difference is worth.

Who I work with

Different lives, same need: a plan that holds up when things change.

• Just started investing

  Young professionals who want the first ten years to count.

• Planning for a family

  Education, a home, and the cover that protects both.

• Business owners

  Irregular income, mixed personal and business money.

• High-income salaried

  ₹30L and above, where tax and allocation start to matter most.

• NRIs

  Cross-border rules, repatriation and long-distance decisions.

How it works

Three steps to a plan you own.

1. 1

   Discovery call

   Thirty free minutes. Where you are, what you want, whether I am the right fit.

   Book a free call
2. 2

   Fee agreed

   A fixed fee in writing before any work starts. No surprises later.

3. 3

   Deep dive

   Cashflow, goals, holdings, insurance, taxes and risk appetite, in detail.

4. 4

   Plan and review

   A plan you can act on, walked through together, then reviewed as life changes.

Free tools

No email required. Run the numbers yourself, then bring your questions to a call.

What clients say

What it's actually like to work with me.

• "
  

  Soumak

  42, Business Owner

  Working with Anand has been a great experience. What I appreciated most is how he explains financial concepts in simple, easy-to-understand language, so I never felt confused or overwhelmed.

  He doesn't believe you need a large investment amount to get started, which makes his advice accessible and practical. Instead of making unrealistic promises, he helps you set achievable financial goals based on your situation.

  One thing that really stood out was how he helped me create a financial system that runs smoothly without having to remember multiple dates or constantly track everything myself.

  Most importantly, Anand never tries to sell financial products. He takes the time to understand your needs and provides practical, unbiased advice that genuinely puts your interests first.

  I would highly recommend him to anyone looking for honest, straightforward, and trustworthy financial guidance.

• "
  

  Ivo V

  36, NRI, Salaried

  As a client of Anand Biswas, I've had an outstanding experience with his financial advisory services. As a SEBI-registered Investment Adviser, Anand provides transparent, ethical, and well-researched advice tailored to my financial goals.

  He takes the time to explain every recommendation clearly, patiently answers all my questions, and ensures I fully understand both the opportunities and the risks before making any investment decisions.

  What I value most is his professionalism, integrity, and genuine commitment to helping me achieve long-term financial security. I have complete confidence knowing my financial planning is guided by someone who consistently puts my interests first.

  I highly recommend Anand Biswas to anyone looking for a knowledgeable, trustworthy, and dependable financial advisor.

About Anand

I built my own plan first. Then I got registered to build yours.

Before becoming a SEBI Registered Investment Adviser, I spent 15 years in corporate roles across operations, business development and customer service. Along the way, investing became more than a hobby—it became something friends and colleagues regularly turned to me for help with. I realised this is probably my 'Ikigai' - something I love doing, something the world needs and something I can get paid for.

Read the longer story on the About page →

Start with a free 30-minute call.

We talk about where you are and what you want. If I am not the right fit, I will tell you on that call.