SEBI Mandatory Disclosures

Section 1

Firm and registration details

Legal name of the Investment Adviser

Anand Biswas

Trade name

Build Wealth with Anand

Type of registration

Individual

SEBI registration number

INA000022659

Validity of registration

Perpetual

BASL enrolment number

2525

Registered / correspondence address

A501, Aster, Socorro Gardens, Socorro, Porvorim, North Goa, PANAJI, GOA, 403501

Phone

+91-8017817123

Email

biswas.anand@gmail.com

Principal Officer / Compliance contact

Anand Biswas — biswas.anand@gmail.com

Associated SEBI office

Office of Investor Assistance and Education, Securities and Exchange Board of India, SEBI Bhavan, Plot No. C4-A, 'G' Block, Bandra-Kurla Complex, Bandra (E), Mumbai – 400 051.

Section 2

Investor Charter for Investment Advisers

Issued under SEBI circular on the Investor Charter. A copy of this charter is also provided to every client at onboarding.

Vision

To provide advice that is suitable, transparent and free of conflict, so that investors can meet their financial goals with confidence.

Services provided

• Financial planning and investment advice suited to your goals, risk profile and life stage.
• Risk profiling and an assessment of your capacity to bear loss before any advice is given.
• Advice on securities, mutual funds and insurance needs on a fee-only basis.
• Periodic review of the advice given, where an ongoing engagement has been agreed.

Your rights as an investor

• Advice that is suitable and appropriate to your risk profile, in writing.
• Full disclosure of the fee, the basis of advice and any conflict of interest.
• Privacy and confidentiality of your personal and financial information.
• Freedom to accept, reject or act only in part on any advice given.
• A copy of the signed advisory agreement, risk profile and all advice records.
• Redressal of grievances within the timelines set out below.

Do

• Deal only with a SEBI registered Investment Adviser; verify the registration number.
• Sign a written advisory agreement and read it before you sign.
• Pay fees only through the banking channel, to the adviser's registered account.
• Insist on receiving advice in writing, with the rationale.
• Keep your risk profile and financial information updated and accurate.

Do not

• Do not pay any adviser in cash.
• Do not fall for assured, guaranteed or fixed-return promises — they are not permitted.
• Do not hand over your login credentials, or trading or demat authority, to any adviser.
• Do not act on advice received through unverified social media or messaging groups.

Section 3

Investor complaints data

Disclosed in the format prescribed at Annexure-B to the SEBI circular dated 27 December 2021, and updated by the 7th of every succeeding month. Figures below are for the month ending August 2026.

Data for the month ending August 2026

Total pending is inclusive of complaints pending from previous months. Average resolution time is the average time, in days, taken to resolve the complaints closed during the month.

Trend of monthly disposal of complaints — FY 2026-27

Trend of annual disposal of complaints

Section 4

Grievance redressal

1. Write to me first

   Email biswas.anand@gmail.com with the details. I acknowledge within 3 working days and aim to resolve within 21 days, and in any case within 30 days.

2. Escalate to SEBI SCORES

   If you are not satisfied, lodge a complaint on the SEBI SCORES portal at scores.sebi.gov.in, or through the SCORES mobile app, available for Android and iOS.

3. Online dispute resolution

   You may also initiate dispute resolution through the SMART ODR portal at smartodr.in, after exhausting the steps above.

Section 5

Annual compliance audit — Regulation 19(3)

FY 2025–26

Audit for the period completed; no adverse findings.

FY 2024–25

Not applicable — registration granted during FY 2025–26.

Section 6

Fees, conflicts of interest and disclaimers

Fee structure

Advice is provided on a fee-only basis. The fee is a fixed amount, agreed in writing before any work begins, and is charged within the limits prescribed by SEBI. Fees are accepted only through the banking channel. No commission, brokerage, trail, referral fee or any other consideration is received from any product manufacturer, distributor or intermediary, in cash or in kind.

Conflict of interest

No conflicts of interest exist as at the date of this page. No distribution or execution services are offered, no related party carries out distribution, and no revenue is received from any source other than client fees. Any conflict that arises in future will be disclosed here and to affected clients in writing.

Standard disclaimer

Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Investments in securities market are subject to market risks. Read all the related documents carefully before investing.

Scope of this website

Nothing on this website constitutes a recommendation to buy or sell any security, or an offer of any product. Advice is provided only after onboarding, risk profiling and a signed advisory agreement. All calculators on this site are simplified illustrations using assumed rates of return; they are not projections and not a guarantee of any outcome.